What should you check before moving investments?

The investment and the account both matter. Check how much you can add, any tax taken from income, access to cash and the tax cost of a move.

For Canadian residents comparing corporate and personal accounts. Cross-border tax residence requires a separate review.

Before you use this check

Does an RRSP eliminate withholding on every foreign investment?

No. Eligible direct US corporate dividends can receive retirement-plan treaty relief. A Canadian fund with foreign holdings, a TFSA, and investments from other countries need their own treatment checked. See Article XXI of the Canada-US treaty.

Is moving investments between accounts free of tax?

Not necessarily. A transfer or sale can realize a gain, use contribution room, or require a taxable corporate withdrawal. Compare those costs with any expected future benefit before moving. Read CRA's TFSA contribution cautions.