.decisions-hero{padding-block:clamp(44px,6vw,78px);display:grid;grid-template-columns:1.3fr 1fr;gap:64px;align-items:center}.decisions-hero h1{font-size:clamp(46px,6.3vw,78px);line-height:1.02;max-width:14ch;margin-bottom:24px}.decisions-hero .lead{font-size:21px;max-width:43ch}.series-note{font-size:14px;color:#46545C;max-width:60ch;margin-top:24px}.series-visual{background:#122C3F;color:#F6F2EA;padding:36px;position:relative}.series-visual .eyebrow{color:#8FE3DF}.series-visual h2{font-size:32px;max-width:17ch}.series-visual p{color:#B7C6CE;font-size:16px;margin-top:16px}.series-flow{margin-top:32px;padding:0;list-style:none;display:grid;gap:16px}.series-flow li{display:flex;align-items:center;gap:16px;margin:0;font-size:18px}.series-flow span{color:#8FE3DF;font-size:13px}.series-intro{border-top:1px solid #E6DFD2;padding-top:40px}.series-intro h2{font-size:30px;max-width:30ch}.story-list{padding-bottom:64px}.story-card{display:grid;grid-template-columns:.9fr 1.4fr .8fr;gap:36px;padding:42px 0;border-bottom:1px solid #E6DFD2;align-items:start}.story-card .eyebrow{margin-bottom:12px;font-size:12px}.story-card h3{font-size:clamp(27px,3vw,35px);max-width:22ch}.story-card p{font-size:17px;color:#46545C;max-width:50ch}.story-card a{display:inline-flex;align-items:center;min-height:48px;margin-top:20px;font-size:16px;font-weight:600}.story-number{font-size:clamp(34px,4vw,52px);line-height:1.05;letter-spacing:-.035em;color:#1E6F6C;display:block}.story-number+span{display:block;margin-top:12px;font-size:14px;line-height:1.5;color:#46545C}.story-hero{display:grid;grid-template-columns:1.3fr .9fr;gap:70px;align-items:center;padding-block:clamp(36px,5vw,70px)}.back-link{display:inline-flex;align-items:center;min-height:44px;font-size:14px}.story-hero h1{font-size:clamp(40px,5.3vw,65px);line-height:1.07;max-width:18ch;margin-bottom:22px}.story-hero .lead{max-width:46ch}.hero-proof{border-top:2px solid #1E6F6C;padding:25px 0}.hero-proof .proof-number{font-size:clamp(60px,7vw,90px);line-height:1;letter-spacing:-.05em;color:#1E6F6C}.hero-proof .proof-label{font-size:21px;line-height:1.35;margin-top:18px;max-width:27ch}.hero-proof .small{margin-top:18px;max-width:46ch}.story-facts{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;border-block:1px solid #E6DFD2;padding-block:25px}.story-facts dt{font-size:12px;text-transform:uppercase;letter-spacing:.09em;color:#46545C;margin-bottom:7px}.story-facts dd{font-size:20px;margin:0;line-height:1.3}.story-comparison{padding-block:68px}.story-comparison h2{max-width:27ch}.comparison-intro{max-width:66ch;font-size:18px;color:#46545C;margin-top:18px}.choice-pair{display:grid;grid-template-columns:1fr 1fr;gap:50px;margin:38px 0}.choice-pair h3{font-size:23px;margin-bottom:12px}.choice-pair p{font-size:17px;color:#46545C;max-width:52ch}.path-label{display:flex;align-items:center;gap:10px;font-size:13px;margin-bottom:10px}.path-line{width:30px;height:3px;background:#8B8172;display:inline-block}.path-line.b{background:#1E6F6C}.comparison-controls{display:flex;justify-content:space-between;gap:20px;align-items:flex-start;flex-wrap:wrap;padding:22px 0;border-top:1px solid #E6DFD2}.control-set{display:flex;gap:5px;flex-wrap:wrap}.control-set button{appearance:none;border:1px solid #E6DFD2;background:transparent;color:#13303F;border-radius:99px;font:500 14px 'Hanken Grotesk',sans-serif;min-height:44px;padding:9px 16px;cursor:pointer}.control-set button[aria-pressed=true]{background:#13303F;border-color:#13303F;color:#F6F2EA}.control-set button:hover{border-color:#1E6F6C}.metric-caption{font-size:14px;color:#46545C;max-width:79ch;min-height:48px}.wealth-chart{margin:28px 0 12px;width:100%;display:block;overflow:visible}.wealth-chart text{font-family:'Hanken Grotesk',sans-serif;fill:#46545C;font-size:13px}.wealth-chart .chart-a{stroke:#8B8172;stroke-width:3;stroke-dasharray:8 6;fill:none}.wealth-chart .chart-b{stroke:#1E6F6C;stroke-width:3;fill:none}.wealth-chart .chart-grid{stroke:#E6DFD2;stroke-width:1}.comparison-values{display:grid;grid-template-columns:1fr 1fr 1fr;gap:30px;border-top:1px solid #E6DFD2;padding-top:25px}.comparison-values>div>span{display:block;font-size:14px;color:#46545C}.comparison-values .value{font-size:clamp(28px,3.7vw,42px);line-height:1.2;letter-spacing:-.025em;color:#13303F;margin-top:7px}.comparison-values .difference{color:#1E6F6C}.comparison-values .small{margin-top:6px}.story-basis{font-size:13px;color:#46545C;margin-top:24px;max-width:80ch}.story-insight{background:#122C3F;color:#F6F2EA;padding-block:64px}.story-insight .eyebrow{color:#8FE3DF}.story-insight h2{max-width:29ch;margin-bottom:30px}.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}.insight-grid h3{font-size:23px;margin-bottom:14px}.insight-grid p{font-size:17px;color:#B7C6CE}.story-caveat{padding-block:60px;display:grid;grid-template-columns:1fr 1.2fr;gap:60px}.story-caveat h2{max-width:23ch}.story-caveat p{font-size:18px;color:#46545C;max-width:60ch}.story-assumptions{padding-bottom:60px}.story-assumptions p,.story-assumptions li{max-width:70ch;font-size:16px;color:#46545C}.story-assumptions summary{font-size:17px}.story-next{background:#EFE9DC;padding-block:60px}.story-next h2{max-width:24ch}.story-next p{margin:20px 0 25px;max-width:52ch;color:#46545C}.story-next .related{margin-top:28px;font-size:15px}.story-next .related a{display:inline-flex;align-items:center;min-height:44px}.comparison-table{width:100%;border-collapse:collapse;margin-top:14px;font-size:15px}.comparison-table td,.comparison-table th{padding:12px;text-align:left;border-bottom:1px solid #E6DFD2}.comparison-table th{font-weight:600}.comparison-table td:first-child{white-space:nowrap}.metric-status{min-height:24px;font-size:14px;color:#46545C;margin-top:12px}.series-close{background:#EFE9DC;padding-block:60px}.series-close p{max-width:60ch;margin-top:20px;color:#46545C}.series-close .button{margin-top:25px}
@media(max-width:1000px){.decisions-hero{gap:35px}.story-card{grid-template-columns:1fr 1.2fr}.story-card .story-stat{grid-column:2}.story-hero{gap:36px}.insight-grid{gap:25px}}
@media(max-width:800px){.decisions-hero,.story-hero{grid-template-columns:1fr;gap:32px}.decisions-hero h1{max-width:15ch}.series-visual{padding:28px}.story-hero h1{max-width:20ch}.hero-proof{padding-top:22px}.hero-proof .proof-number{font-size:64px}.hero-proof .proof-label{max-width:30ch}.story-card{grid-template-columns:1fr;gap:20px;padding-block:32px}.story-card .story-stat{grid-column:auto}.story-card h3{max-width:28ch}.story-card .story-number{font-size:40px}.story-facts{grid-template-columns:1fr 1fr}.choice-pair{gap:28px;grid-template-columns:1fr}.comparison-values{grid-template-columns:1fr 1fr;gap:22px}.comparison-values>div:last-child{grid-column:1/-1;border-top:1px solid #E6DFD2;padding-top:16px}.wealth-chart text{font-size:16px}.wealth-chart{margin-top:20px}.story-comparison{padding-block:44px}.insight-grid,.story-caveat{grid-template-columns:1fr;gap:30px}.story-caveat,.story-insight,.story-next{padding-block:44px}.comparison-controls{gap:15px}.control-set button{font-size:13px;padding-inline:12px}.metric-caption{min-height:0}.comparison-table td,.comparison-table th{font-size:13px;padding:9px 5px}.series-intro h2{font-size:28px}}
@media(prefers-reduced-motion:reduce){.wealth-chart *{transition:none!important}}
@media print{.comparison-controls,.story-next,.back-link{display:none}.wealth-chart{max-height:360px}.story-insight{background:white;color:#13303F}.story-insight p,.story-insight .eyebrow{color:#46545C}.story-comparison{break-before:page}.story-assumptions details>div{display:block}.story-card{break-inside:avoid}}

.comparison-note{border-left:3px solid #1E6F6C;padding:10px 0 10px 17px;margin-top:24px;font-size:16px;line-height:1.5;max-width:76ch;color:#13303F}
.story-hero .actions a{display:inline-flex;align-items:center;min-height:44px}
/* Expanded decision library: editorial cards and transparent tax illustrations. */
.hero-proof .proof-words{font-size:clamp(38px,4.5vw,60px);line-height:1.1;max-width:12ch}
.decision-hero{align-items:center}.decision-hero h1{font-size:clamp(39px,4.7vw,60px);max-width:21ch}
.decision-visual{background:#122C3F;color:#F6F2EA;padding:32px}.decision-visual>p{font-size:15px;color:#B7C6CE;line-height:1.6;margin-top:28px}
.decision-flow{list-style:none;padding:0;margin:0;display:grid;gap:24px}.decision-flow li{font-size:22px;line-height:1.35;display:grid;grid-template-columns:28px 1fr;gap:14px}.decision-flow span{color:#8FE3DF;font-size:13px;padding-top:5px}
.decision-body{padding-block:55px 64px;border-top:1px solid #E6DFD2}.decision-body h2{max-width:27ch}.decision-intro{font-size:19px;color:#46545C;max-width:68ch;margin-top:22px;line-height:1.6}.story-insight .decision-intro{color:#B7C6CE;margin-top:0}.story-insight .decision-intro:last-child{margin-bottom:0}
.decision-points{display:grid;grid-template-columns:repeat(3,1fr);gap:36px;margin-top:42px}.decision-points h3{font-size:24px;line-height:1.25;margin-bottom:14px}.decision-points p{font-size:17px;line-height:1.6;color:#46545C}
.decision-questions{padding-block:56px}.decision-questions ol{padding-left:24px;margin-block:28px 38px;max-width:65ch}.decision-questions li{padding-left:9px;font-size:19px;margin-bottom:18px;color:#46545C}.decision-questions .disclosure{max-width:900px;margin-top:24px}.decision-questions .disclosure p{font-size:16px;color:#46545C;line-height:1.65}.decision-questions .disclosure a{display:inline-flex;align-items:center;min-height:44px}
.account-map{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;padding-block:32px;border-top:1px solid #E6DFD2}.account-map h2{font-size:22px;margin-bottom:12px}.account-map p,.map-note{font-size:16px;color:#46545C;line-height:1.6}.map-note{max-width:85ch;margin-bottom:30px}.map-note a{display:inline-flex;align-items:center;min-height:44px}
.tax-bars{display:grid;gap:23px;margin:40px 0 30px}.tax-bar-row{display:grid;grid-template-columns:145px 1fr 140px;align-items:center;gap:20px;font-size:17px}.tax-bar-row>span:last-child{text-align:right;font-size:23px;font-variant-numeric:tabular-nums}.tax-bar-track{height:22px;background:#E6DFD2}.tax-bar{height:100%;background:#1E6F6C}
.money-comparison{display:grid;grid-template-columns:1fr 1fr;gap:45px;margin-top:38px;padding-block:27px;border-block:1px solid #E6DFD2}.money-comparison>div>span{font-size:16px;line-height:1.5;color:#46545C;display:block;max-width:35ch}.money-comparison p{font-size:clamp(36px,4.7vw,58px);line-height:1.2;color:#1E6F6C;margin:12px 0;letter-spacing:-.035em}
.series-proof>div{padding-block:22px}.series-proof>div+div{border-top:1px solid #416072}.series-proof .feature-value{font-size:clamp(40px,4.5vw,56px);line-height:1.05;letter-spacing:-.04em;color:#8FE3DF;margin:0}.series-proof>div>p:not(.feature-value){margin:12px 0 8px;max-width:30ch}.series-proof a{display:inline-flex;align-items:center;min-height:44px;color:#F6F2EA;font-size:15px}.series-proof .feature-basis{font-size:13px;line-height:1.55;margin-top:8px}.decisions-hero{align-items:center;gap:50px}
.decision-nav{display:flex;flex-wrap:wrap;gap:12px 35px;border-block:1px solid #E6DFD2;padding-block:15px}.decision-nav a{display:inline-flex;align-items:center;min-height:44px;font-size:16px}.decision-group{padding-top:50px;scroll-margin-top:110px}.decision-group>h2{font-size:34px;margin-bottom:24px}.decision-grid{display:grid;grid-template-columns:1fr 1fr;column-gap:60px}.decision-grid article{padding:29px 0 24px;border-top:1px solid #E6DFD2;display:flex;flex-direction:column;align-items:flex-start}.decision-grid h3{font-size:clamp(25px,2.7vw,32px);line-height:1.18;max-width:27ch;margin-bottom:16px}.decision-grid h3 a{color:inherit;text-decoration:none}.decision-grid h3 a:hover{text-decoration:underline;text-underline-offset:4px}.decision-grid p{font-size:17px;color:#46545C;max-width:49ch;line-height:1.55}.decision-grid .decision-stake{font-size:14px;margin-top:18px;margin-bottom:18px;max-width:53ch}.decision-link{display:inline-flex;align-items:center;min-height:44px;font-size:16px;margin-top:auto}.value-key{border-top:1px solid #E6DFD2;padding-block:45px 60px;margin-top:35px;display:grid;grid-template-columns:1fr 1.3fr;gap:60px}.value-key h2{font-size:29px;max-width:20ch}.value-key p{font-size:17px;line-height:1.6;color:#46545C;max-width:60ch}
@media(max-width:1000px){.decision-grid{column-gap:34px}.account-map{grid-template-columns:1fr 1fr}.decision-points{gap:25px}.series-proof{padding:28px}}
@media(max-width:800px){.decision-points{grid-template-columns:1fr;gap:28px}.decision-points p{max-width:60ch}.decision-body,.decision-questions{padding-block:40px}.decision-hero h1{font-size:clamp(39px,6vw,52px)}.decisions-hero{gap:30px}.series-proof .feature-value{font-size:48px}.value-key{grid-template-columns:1fr;gap:20px}.tax-bar-row{grid-template-columns:130px 1fr 125px;gap:12px}.tax-bar-row>span:last-child{font-size:21px}}
@media(max-width:600px){.decision-grid{grid-template-columns:1fr}.decision-grid h3{font-size:29px}.decision-group>h2{font-size:30px}.decision-group{padding-top:34px}.decision-visual{padding:26px}.decision-flow li{font-size:20px}.hero-proof .proof-words{font-size:43px}.account-map{gap:24px 18px}.account-map h2{font-size:20px}.account-map p{font-size:15px}.tax-bar-row{grid-template-columns:1fr 1fr;gap:10px}.tax-bar-track{grid-column:1/-1;grid-row:2;height:15px}.tax-bar-row>span:last-child{grid-column:2;grid-row:1;font-size:22px}.money-comparison{grid-template-columns:1fr;gap:28px}.money-comparison>div+div{border-top:1px solid #E6DFD2;padding-top:24px}.money-comparison p{font-size:48px}.decision-nav{gap:4px 20px}.decision-nav a{font-size:15px}}
.decision-grid h3 a{display:inline-block;min-height:44px}
.sen-nav-inner>a[aria-label="Senova CPA home"]{min-height:44px;display:flex;align-items:center}
.sen-menu-links>a{min-width:44px}
.story-assumptions .disclosure a{display:inline-flex;align-items:center;min-height:44px}